In the May 2025 Market Update, Mary Bartos of the Bartos Group and Cheryl Stokes from New American Funding provide timely insights into the current housing market landscape. With headlines continuing to stir uncertainty, this update aims to offer clarity around home prices, mortgage rates, and the general outlook for buyers and sellers alike.
A recent survey shows that 70% of Americans are worried about a housing market crash in 2025. Mary Bartos and Cheryl Stokes address these concerns by pointing out that current market fundamentals remain strong. Lending standards are tighter, inventory is still relatively low, and buyer demand continues in many areas. Unless there’s a major economic disruption, experts agree a crash is unlikely.
Home price growth has slowed from 7% in February 2024 to 3.9% in February 2025. This shift signals a healthy moderation rather than a decline, easing pressure on buyers without eroding equity for sellers. Mary explains that the market is moving toward balance, not instability. This trend supports more sustainable growth and long-term stability.
Mortgage rates currently range between 6.85% and 7.01%, consistent with the 40-year average. Though higher than recent lows, today’s rates are not historically extreme. Cheryl notes that rate volatility is calming, and the Federal Reserve has paused further hikes. This brings more predictability to the market, helping buyers plan with greater confidence.
In early 2025, 44% of sellers offered concessions like closing cost assistance or rate buydowns, helping improve affordability and attract buyers in a competitive market. While inventory is rising in areas such as Cape Coral and Marco Island, supply remains below pre-pandemic levels, making strategic pricing and strong presentation essential for sellers. Meanwhile, the economic outlook remains stable, with unemployment at 4.2% and inflation easing to 2.6%—factors that historically support housing market resilience, even during periods of broader economic uncertainty.
Whether you're growing your real estate career or looking for a fresh start in 2025, having the right team behind you makes all the difference. Partner with the Bartos Group and New American Funding for expert guidance, proven systems, and the local insight you need to thrive in today’s evolving Southwest Florida market.
For personalized guidance and expert advice on navigating the Southwest Florida housing market, reach out to the Bartos Group and New American Funding. Our team of experienced real estate professionals is dedicated to helping buyers and sellers achieve their goals in this dynamic market.
